Recently, my brother ask me if I have a life insurance coz since he knows Im a freelancer and his aware of my current status that work in home . No boss, no company no one will tell what to do and what should I do. Maybe thats the biggest advantage of not working in a company. Well, the disadvantages are quite many as well like benefits and other stuff. I plan on going to a reputable life insurance company and want to know some life insurance policy before I get one. Well, maybe no time to think whether to get one or not. What important is my life is secured.