Last year last probably the most intense experience ever happen to my sisters family. Their house went on fire during noon time good thing nobody from my sisters family got hurt coz during that time their in our province having a short visit. Good thing their house is insured in a reputable company. The insurance company se’s that they will help us rebuild again which is kinda heart warming in their side even all is lost on my sister side. Getting a home insurance is the best thing that happen to my sister coz anytime bad incident may happen to all of us.